Gambling Debts Uk
If you’re worried about your gambling or someone else’s, there are places you can go for support.
The dispute over Wayne Rooney's alleged £700,000 gambling debt was settled last night, after a week of talks between the 20-year-old footballer's agent and bookmaker. Count yourself lucky that credit card deposit ban came in when it did or there'd be millions in the UK with much higher 'lockdown gambling debt'. GL & stay strong. To be honest I'm in a really lucky position in that my wife has a good job and she pays majority of the bills mine are as follows. So as the UK economy faces a slump of over 10% — according to ratings agency Moody’s — and a Covid-related increase in national debt, how likely is it that the mooted gambling changes will. If you're serious about getting out of debt - and gambling has contributed to the extent of your problems - then you need to address this issue quickly. One of the most common results of a gambling problem is debt, and yet debt is also used by many gamblers as a reason for their continued gambling. DEAR DEIDRE: OUR son is in serious debt from gambling and other careless spending. He is 30 and has taken out payday loans against our address. Send an email to problems@deardeidre.org.
If you’re struggling with debt
Start dealing with your debts as soon as you can, as well as getting help to stop gambling. Our debt advice will help you:
- work out which debts to deal with first
- find specialist help, if you need it
Find out how to start dealing with your debts.
If you want to stop gambling, the best thing to do is add your name to a list of people gambling companies aren’t allowed to serve. This is called 'self excluding' yourself - find out more about self exclusion on the GambleAware website.
If you’d like to talk to someone about your problem, you can:
- talk to an adviser from GamCare, a gambling charity
- go to Gamblers Anonymous meetings for group support
You can also:
- find out more about support you can get on the GamCare website
- find more strategies to stop yourself gambling on the Gambling Commission website
- download the free Gambling Therapy app - it’s a collection of strategies to help with gambling addiction
Gambling Debts Uk Debt
If you haven’t been paying your rent or mortgage
You should contact your landlord or mortgage lender as soon as possible - it can be tough, but if you ignore their warnings you could lose your home.
You can find out what to say to your landlord or what to say to your mortgage lender if you can't pay them back straight away.
If you’re worried about your partner’s gambling
You can’t be held responsible for any debts in your partner’s name.
If your partner has taken out debts in your name without you knowing, it’s fraud. You aren’t responsible for paying these back, but you’d have to report the fraud to the police.
You should keep an eye on your finances - your partner could be hiding the scale of the problem from you. If you’re not sure how to approach the situation you can talk to an adviser from GamCare.
If you have a joint credit card or loan with your partner
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You’ll be responsible for those debts. Your credit rating can also be affected by your partner’s actions, because you have a financial link to them.
There are steps you can take to get on top of credit card and loan debts
If you have a joint benefit claim and your partner gets the money
You might be able to split the payments so your partner can’t gamble with your money.
You’ll need to ask the people who pay your benefits and explain the situation. You can contact them using the details on any letters or emails you’ve got about your benefits.
If you own your home jointly with your partner
If your partner is in debt, the court could force them to sell their share of your house to pay them off. This could mean you have to leave, even if the debts aren’t in your name.
If you’re worried about this, you can contact the people your partner owes money to. Explain the situation to them and tell them what your partner is doing to tackle the problem.
Some companies can bend the rules for customers struggling with gambling problems. They might give you more time to pay or say you don’t have to pay some of the debt.
If you were allowed to gamble when you shouldn’t have
Gambling companies shouldn't let you gamble if:
- you’re on the list of ‘self-excluded’ people - find out more about self exclusion on the GambleAware website
- you’re under 18
It’s legal to play The National Lottery and buy scratchcards at 16.
If you think you shouldn’t have been allowed to gamble you can complain to the Gambling Commission. They can take action if they think a gambling company hasn't followed the rules.